As one of the leading financial consultants in Mumbai we help our clients recognize their financial goals, inflows, liabilities, assets and guide them to restructure it so as to achieve their goals in a systematic manner over a period of time. For almost a decade now, we have provided the highest quality of financial consultancy services and practical investment planning solutions to individuals and corporations alike. We provide customized advice to clients at every stage of the investment process, right from opportunity analysis to investment portfolio building to investment monitoring.
Finance is simple made complicated by products. We try to keep your financial life simple by recommending simple products that suit your needs. Based on client needs the available funds are allocated in various available financial products like Mutual Funds, Insurance or Fixed Deposits ,etc
Investment Options for The Common Man
Given below are some investment options available for the common man. Depending on your requirements and financial goals we recommends one or more of these products.
|Sr. No.||Options||Minimum Investment Amount (Rs)||Returns Per Year (%)||Risk Factor||Income|
|1||Savings Bank Account||1000 in govt. banks||4||None||Fixed|
|2||LIC (Jeevan Anand, Jeevan Saral,etc)||250 per month||7||None||Fixed|
|3||Post Office Savings Scheme||6000 per year||7.5||None||Fixed|
|4||Public Provident Fund||500 per annum||8||None||Fixed|
|5||Govt Bonds( IDFC Infra Bonds, REC,etc)||5000 - 20000||9||None||Fixed|
|6||Bank Fixed Deposits||2000 - 10000||9||Bank Dependent||Fixed|
|7||Corporate Fixed Deposit (Mahindra Finance)||25000||10||Company Dependent||Fixed|
|8||Mutual Funds||100 per month||variable||Market Dependent||Variable|
|9||ULIP Policies||500 per month||variable||Market Dependent||Variable|
|10||Physical Gold, Gold ETF||As per Availability||variable||Market Dependent||Variable|
Our Financial Consultancy Process
Our investment consultancy is a three step process:
Step 1: The first step in establishing long term business relationship with our clients is to understand their personal needs & mental attitude towards investments and finance;
Step 2: Then we explain all the investment options available and risks and rewards of each;
Step 3: Finally, we suggest appropriate restructuring of investments & existing loans and suggest any new investment option that we may find beneficial to the client as per their profile and risk appetite.
Recommended Reading From Our Blog :
- Top 7 Tax Saving Investments in India
- Top 3 Investment Mistakes That Millennials Make
- Scientific Vs. Non Scientific Financial Planning
- Investment Options for The Common Man
- Dirty Tricks of Insurance Companies and Agents
- Why Gold RTF is Better Investment Than Physical Gold
- Mutual Funds or Stock Market – Which is Better?